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Watch : Real Estate Crowdfunding Springs Up in China

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1 day ago

Watch Real Estate Crowdfunding Springs Up in China http://ow.ly/Gcot8
The new business model entered China this year. Reporter Chen Bin talked to the founder of a start-up website that specializes in real estate crowdfunding.

Tags: crowdfunding-beat-crowdfunding

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Crowd-Driven Companies on KPMG’s Top 50 Fintech Innovators List

1 day ago

Crowdfunding and peer-to-peer lending companies are generating a lot of excitement — for proof, look no further than Lending Club’s recent IPO.

And if KPMG’s inaugural report on the top 50 fintech innovators is any indication, the buzz around crowdfinance is not just hot air.

The list, which came out earlier this month, highlights some of the most innovative financial services companies in the world. Not surprisingly, crowdfunding and peer-to-peer lending make up a sizeable chunk of the finalists.

The list, which was compiled by KPMG Australia, AWI, and Financial Services Council, evaluated each company based on four factors: “total capital raised, rate of capital raising, location and degree of sub industry disruption and the judging panel’s subjective rating of the degree of product, service, customer experience, and business model innovation.”

It should come as little surprise that highest crowdfinance company on the list is Lending Club, which comes in at number five. Kickstarter makes the list, as do a number of equity crowdfunding platforms, led by OurCrowd, which comes in at number 22. Check out the rankings below, and the full report below that.

5 Lending Club
12 Funding Circle
15 Prosper
22 OurCrowd
23 CircleUp
29 SocietyOne
33 Zopa
35 AngelList
40 RateSetter
41 Kickstarter
46 Crowdcube
47 Seedrs
Ones to Watch: Fundable

Tags: crowd-funding, crowdfunding, kpmg, p2p, peer-to-peer-lending

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Krampus Beer Stein: A Beer Mug That Helps You Keep Your Kids Off The Naughty List

1 day ago

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The Krampus Beer Stein has already passed their crowdfunding goal of $6,000 on Kickstarter to help bring to life their ornately designed Krampus themed beer steins. Krampus is a creature from Germanic folk lore that kidnaps mischievous children and drags them into the Black Forest. The stein costs $48 for the “raw” version or $60 for the painted one.

Tags: christmas, crowdfunding, kickstarter, krampus

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BlockTrust Launching a Blockchain Crowd-Funding Platform and Project Certification Service Utilizing Multi-Sig Bitcoin Escrow and ClearingHouse…

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1 day ago

Projects funded through BlockTrust are secured using Multi-Signature wallets, and no funds are solely held by BlockTrust. Multi-Signature wallets ensure that funding cannot be moved by malicious developers by requiring BlockTrust themselves to act as a co-signer for all transactions. Funds will be released in stages defined by project implementation, protecting seed funding and enforcing the project roadmap.

SOURCE:http://www.prweb.com/releases/blocktrust/news/prweb12337810.htm

Tags: block-chain, crowd-funding, crowd-sourcing, crowdfunding, crowdsourcing

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Crowd Coffee: December 19

2 days ago

ESMA: ‘crowdfunding would benefit from regulation’ | Banking TechnologyThe European Securities and Markets Authority says that crowdfunding platforms are incentivised to operate in a way that they fall outside existing regulations, which is holding back their growth and increasing risks for investors. ESMA is hoping to provide national competent authorities clarity on how crowdfunding business models fit within the existing regulatory framework. In an opinion paper it outlines how existing EU rules are likely to apply to crowdfunding platforms, depending on the precise business model used. It also provides guidance to national regulators on the key risks inherent to crowdfunding and the key components of a regulatory regime to address them.

SEC Urged to Finalize Crowdfunding Rule that Would Help P-to-P Lenders | American Banker However, after releasing proposed rules for a 90-day comment period in October 2013, the SEC has been slow to implement final rules around the provision, which many businesses involved in online marketplace lending are eager for, along with a rule based on another section of the law to allow qualified companies to offer up to $50 million of securities in a 12-month window. One area of growth for the online marketplace industry is the increased securitization of its loans. “While we remain excited about the Act’s potential to stimulate growth across America,” the letter reads, “we are frustrated by the Commission’s failure to uphold its end of the statutory bargain,” before claiming that the SEC was in violation of the law by not finalizing rules for crowdfunding and security offerings.

BlockTrust Launches Crowdfunding Platform for Blockchain-Based Projects | Coin TelegraphBlockTrust launches the first all-inclusive funding platform for Blockchain projects with project certification and ClearingHouse notarization services, along with multi-sig Bitcoin escrow. Freshly announced crowdfunding platform BlockTrust, aims to become the best intermediary between Blockchain-based projects and angel investors. “BlockTrust is a service aimed at providing a powerful solution for Blockchain entrepreneurs,” stated CEO and co-founder Artiom Vontolazko.

What the ‘Sharing Economy’ Costs Workers | KQEDI worked in the so-called sharing economy for about a year, driving for the ride company Lyft. I was doing it to make a podcast, and it was a convenient vehicle for that. But I had concerns. It seemed like the income kept falling and would keep falling if no one regulated the number of drivers. I was unsure about insurance coverage. Most of all, I felt like driving for Lyft was taking money out of the pockets of cab drivers. Current Lyft driver Dan Carrigan has some of the same concerns. He says he does not feel like his interests as an individual are a priority for the company, nor does he feel protected.

MBAs Predict The Future: Sharing Economy Drives Freelance Consulting | Business BecauseCompanies are using digital platforms to give customers access to, rather than ownership of, assets and these increasingly take the form of business services. PwC predicts that the sharing economy could be worth £9 billion by 2025 in the UK alone. Competitors at the forefront of this economy – including peer-to-peer lenders and car sharing groups – are disrupting traditional industries and recruitment is the newest sector caught in its crosshairs. Advances in technology and mass social change have created nations within nations of self-employed workers.

New crowdsourcing project calls on citizen scientists to catalog images of cities at night | GizmagA new crowdsourcing initiative is calling upon the public to help catalog the ever increasing library of images snapped of our planet, and more importantly its cities, at night from the International Space Station (ISS). With your help, the Cities at Night project could help map light pollution spanning the course of the 16 year period in which the images where taken, with the added bonus of giving volunteers the opportunity to flick through a catalog of stunning images that highlight the mark we make on our planet at night.

My Top 10 Global Crowdsourced Campaigns of 2014 | AdAgeThe concept of crowdsourcing has been in existence for over a decade, but 2014 is the year that solidified it not just as a trend, but as an approach that is here to stay. Research we have conducted at eYeka looking into the use of crowdsourcing by consumer goods companies shows that PepsiCo alone has increased its use of crowdsourcing by more than 325% this year, with many other brands following suit. Here are my top 10 global crowdsourcing campaigns of 2014:

Open Innovation Found to Be Basic Ingredient of Chez Panisse’s Success | NewsWiseChez Panisse’s strategic use of branding its suppliers’ names on the menu is a prime example of the “open innovation” business model at work, according to a case study published in California Management Review. The case, “Chez Panisse: Building an Open Innovation Ecosystem,” was co-authored by Dr. Sohyeong Kim, a post-doctoral student at Berkeley-Haas; Haas Prof. Henry Chesbrough, who coined the “open innovation” term; and Alice Agogino, professor of mechanical engineering at UC Berkeley.

Tags: crowdfunding, crowdsourcing, open-innovation, sharing-economy

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Tipalti Opens New Headquarters in Palo Alto, CA

2 days ago

Tipalti, provider of the leading global payments management automation platform, has relocated its headquarters to the Bay Area with the opening of its new Palo Alto, CA office, more than quadrupling its previous office size to accommodate expected company growth. Tipalti’s SaaS solution serves companies with high volume, high complexity payables operations across the Network Economy, such as online marketplaces, advertising networks, affiliate networks, monetization, digital goods and services, ISPs, crowdsourcing, and crowdfunding.

SOURCE:http://www.businesswire.com/news/home/20141217005067/en/Tipalti-Opens-Headquarters-Palo-Alto-CA#.VJQdBcYIo

Tags: crowd-funding, crowdfunding, crowdsourcing, tipalti, tools

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Funderbuilt Aims to Educate, Empower Entrepreneurs and Funders

2 days ago

With thousands of crowdfunding platforms having launched in the past several years, and new ones popping up on a weekly basis, it’s increasingly difficult for new platforms to stand out.

But Funderbuilt, which opened to the public this summer, has managed to do just that with its low fee structure and a process that guides project owners on how to create campaigns that have the best chance at reaching their goal. As an additional way to stand out, Funderbuilt also allows reward-, donation-, and equity-based campaigns onto the platform.

The platform is a brainchild of several entrepreneurs, including Michael Melfi, who wrote a book on how to raise money through crowdfunding. That experience led the platform to create the Funderbuilt Toolbox and the Funder Factor, two features that give the entrepreneurs on the platform a blueprint for how to create a successful campaign.

“We looked at the landscape and what’s working and what’s not working, and asked ourselves, what is not as it should be, seeking to understand what we could do to make [crowdfunding] bigger and better,” Melfi told Crowdsourcing.org.

Related:- Reasons Why Crowdfunding Campaigns Fail and What You Can Do About It

The Toolbox is a step-by-step set of guidelines to creating a project. Too often, campaigns launch without having done any preparatory research and planning. The lack of preparation leads to failure, the Funderbuilt team recognized, and saw a way to help alleviate the problem.

Step one of the process is to get the platform’s approval — Melfi said the screening process varies project to project, though there is a general 15-point vetting process. If a campaign is seeking to raise, say, $100,000, and doesn’t have a mailing list of potential funders, or a large following on social media, then chances are it wouldn’t make it onto the platform, at least with that high of a funding goal.

“Before anything ever goes live on the site, before any funds are raised for it, it’s reviewed… by attorneys, accountants, and licensed financial service professionals,” Melfi summarized.

If the campaign is approved, the platform provides a pre-launch and launch plan. There are suggestions on how to create pre-launch buzz, how to plan out the budget, establish third-party credibility, set up and optimize social media channels, and more.

The advice is quite useful. Of course, the execution is what’s important; but by providing advice on how to get the funding process rolling, Funderbuilt can ensure that its campaign owners are at least aware of the work that needs to be done before launching a successful crowdfunding campaign.

Once the campaign launches, there are step-by-step instructions on how to maximize the campaign’s effectiveness: sending out updates, checking in on social media chatter, and the like. The platform has also partnered with legal and accounting firms, in case the entrepreneurs need access to such services.

“We took what we feel is best practice for a successful crowdfunding campaign, and we were able to put it into a program,” Melfi explained.

Of course, these are all suggestions — the campaign owners can ignore all of the advice that’s provided. To help avoid this situation, Funderbuilt created the Funder Factor. It’s a score that publicly shows how much the campaign owners have worked on the campaign. If the campaign owner does a lot of preparation and fulfills the checklist, the campaign will launch with a high Funder Factor score. If the owner keeps up with the recommended tasks, the score remains high; if not, the score drops.

While it’s not an indicator of future success, it does show potential funders just how much work the owners are putting into their campaigns. It’s important for the donation- and reward-based campaigns, but Melfi thinks it can be even more useful for equity projects, once that funding option is open to the public.

“As equity comes aboard, the ability to look at that will ultimately be a really good indicator of the likelihood of success of an entrepreneur — not necessarily if it’s a good investment or not, but about that person as an entrepreneur and their ability to follow through on a project,” he explained.

Currently, equity crowdfunding on Funderbuilt is in beta, delayed largely by the SEC’s failure to create regulation around unaccredited investor crowdfunding.

Aside from its hand-holding approach to campaign creation, Funderbuilt is also differentiating itself from competitors by offering low fees. For donation- and rewards-based campaigns, the campaign charges the lesser of $250 or five percent of the total amount raised. The $250 is charged up front, though Melfi explained that if the campaign is not successful, Funderbuilt will allow creators to regroup and try again for free. If the five percent fee turns out to be less than the amount raised (as in, if the campaign raises less than $5000), the platform reimburses the campaign owner the difference. The fees for equity campaigns, Melfi said, are still being worked out, though presumably the structure will be the same — a (higher) flat fee or a percentage of the money raised.

When we spoke with Melfi, eight projects had been launched, with six of them meeting their goals; that’s a high rate of success, which potentially speaks to the Toolbox’s and Funder Factor’s efficacy. There have been failed campaigns since, even those with high Funder Factor scores. Still, if the platform can attain success rates higher than the industry average, it will be a good selling point for attracting new projects.

There is one concern around the Funderbuilt model — should all campaigns adhere to the same sort of structure, as encouraged by the pre-launch and launch guidelines? After all, a campaign that’s extremely creative or different may suffer if it shows a low Funder Factor score.

Realistically, however, that’s a problem for down the road. Today, most campaigns still need to get a better grasp of the fundamentals that the Funderbuilt process has built in. Melfi said this emphasis on teaching the right approach for crowdfunding underscores the platform’s goals going into the future.

“One thing we seek to do is to provide the tools and the education to allow both the project owners to run successful projects, and the project funders to be educated on the process and what they’re doing,” he noted. “That’s really important to us.”

You can find out more about the platform in the video below.

Tags: crowd-funding, crowdfunding, funderbuilt

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After Sony, Every Startup Should Prepare For War

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23 hours ago

The battle between Sony and what the FBI believes are North Korean hackers may be at its end, but the war for the security of the enterprise is just getting started. Companies have been rapidly transitioning their legacy systems to modern IT technology like cloud services, hoping to save money and improve performance in an increasingly competitive world. And while security has always been one… Read More

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Tesla To Begin Model S Battery Swap Pilot Program Next Week

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1 day ago

Tesla showed off its upcoming battery swapping technology for the Model S electric vehicle last year, which would let users change out their battery rather than charging when on the road for a quick fill-up that’s speedier than actually refuelling a standard car’s gas tank. Starting next week, it’s launching the pilot program of that advancement in Harris Ranch, California, at… Read More

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American Re-Urbanization Drives More On-Demand Innovation

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4 days ago

The generational shift occurring as millennials come of age and baby boomers just keep aging has massive implications for both technology and society.
As mobile devices become magic wands for marketplaces, matching supply and demand and making goods and services more accessible than ever before, we’re experiencing an “uberfication” of the economy. Read More

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The Reinvention Of The Ad-Tech Sector

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4 days ago

There are major changes afoot in advertising technology at the moment, but not everyone has realized how transformational these changes are. Indeed, analysts have talked about four types of business models in the ad tech ecosystem, but have not discussed the underlying innovation that is driving the more leveraged of these models. Read More

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Clever Gets $30 Million From Lightspeed To Become The Login Layer For Education Apps

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4 days ago

Since launching two-and-a-half years ago, Clever has added tens of thousands of schools to its platform. Thanks to pretty incredible traction in an industry that historically has been loathe to adopt technology, the company has raised a new, $30 million round of financing just one year after its last round. Read More

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Green Building Technology You’ll Never See But Can Experience Now

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6 days ago

Picture an office that cleans up after itself, improves indoor air quality with nanotech-formulated paint, and responds to sunlight by magically adjusting window tint, all while fighting climate change. Then imagine entering your workspace to find your desk light on and the temperature just as you like it. These innovations are already at work in some modern buildings, in the shape of the… Read More

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Blinq Tells You If Your Dating Matches Are In The Bar

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7 days ago

Shove over Tinder. Swiss startup Blinq has come up with a new twist on the dating app. The startup is incorporating beacon proximity technology into the mix so singles can do more meeting IRL and less swiping — thanks to select venues being kitted out with Blinq’s Estimote iBeacons. Read More

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New Relic And Hortonworks See Strong Public Debuts

9 days ago

In early trading, New Relic’s shares are up 31% in its first day as a public company. Another technology company, Hortonworks, will begin trading this morning as well. Update: Hortonworks has opened to a massive gain of more than 40 percent as well. For tech IPOs, today is a huge day. The two companies are trading on different exchanges, with New Relic selecting the NYSE, and… Read More

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Crowdfunding Darren Wilson’s future

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4 days ago

Since Ferguson, Mo. police officer Darren Wilson was outed as the cop who fatally shot African-American teenager Michael Brown, donations have been pouring in to the officer from across the…

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Crowdfunding Tablet & Christmas Decoration – Gadget Time #16 | Tommy

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7 days ago

Mehr Videos: http://bit.ly/ZjjNPl ➤ Alle Links findet ihr in der Videobeschreibung Episode 6 | http://bit.ly/gadgettime6 Facebook | http://www.facebook.com/TomRavach Twitter | https://t…

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Africa hopes to launch first space mission thanks to crowdfunding

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11 days ago

Astronomers in Africa have launched a crowdfunding mission to get the continent’s first orbiter to the moon. . Report by Sarah Kerr.

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Top 5 Craziest Crowdfunding Campaigns

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13 days ago

Check our Website Daily! http://www.itsallviral.com Follow our Facebook – http://www.facebook.com/itsallviral 10 Crazy Mcdonalds Foods https://www.youtube.com/watch?v=zpLljCj1tQE Subscribe…

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Crowdfunding still beyond reach for many entrepreneurs

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14 days ago

Raising a large pool of money from many small contributions online, known as crowdfunding, was supposed to be an option for startup business to raise money when President Obama signed the 2012.

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Crowdfunding Konoba

14 days ago

To learn more, click here: http://www.kisskissbankbank.com/konoba-first-album Drawings by Boris Millecam.

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BudZillus Album Crowdfunding

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15 days ago

http://www.youtube.com/v/h_511KOb4r4?version=3&f=videos&app=youtube_gdata Watch on YouTube -  BudZillus Album Crowdfunding

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Alkaloid Crowdfunding Campaign

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19 days ago

Crowdfunding Campaign: http://igg.me/at/alkaloid-crowdfunding Official Website: http://alkaloid-band.com/ On Facebook: https://www.facebook.com/alkaloid.meta…

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